Top 5 Credit Cards for Saving on Public Transport in India

Top 5 Credit Cards for Saving on Public Transport in India

Traveling on public transport in India can be much easier (and cheaper!) if you have a good credit card.

Some cards offer great perks like free lounge access and travel perks.

What is a Travel Credit Card?

A travel credit card is a type of credit card that offers benefits and rewards that are specifically tailored to the needs of travelers. These cards often come with perks that enhance your overall travel experience, such as travel rewards, airline miles, and hotel points.

In this article, you will look at the 5 best credit cards for travel in India. These cards will not only make your daily commute easier, but also more rewarding.

1. Lounge benefits

Lounge Access with Amex

The American Express Platinum Travel Credit Card is a great choice for public transport users, especially if you frequent airports and train stations that have lounges.

With this card, you can enjoy free access to selected lounges, making your waiting time more comfortable.

Plus, every purchase brings you closer to rewards that can be exchanged for travel vouchers, helping you to significantly reduce your travel expenses.

2. Axis Perks

Axis Bank`s tour associate

The Axis Bank Atlas Credit Card (to be had in Silver, Gold, and Platinum variants) presents as much as 18 home and 12 international front room visits per year.

Perfect for metro or rail users who need to loosen up in a peaceful surroundings earlier than heading out.

Frequent commuters will respect the ability to redeem accumulated EDGE Miles towards flights or tour expenses.

3. HDFC benefits

Fly and travel with HDFC

The HDFC Bank 6E Rewards XL Credit Card is ideal for those who blend flights with public transport.

Co-branded with IndiGo Airlines, it gives precedence check-in and complimentary food on flights.

Even though it concentrates on air tour advantages, the rewards factors may be applied to pay for metro or bus fares.

The greater 6E Prime advantages solidify its position as a entire card for regular flyers and commuters.

4. IRCTC SBI Card

Rail commuters delight

Designed for Indian Railways enthusiasts, the IRCTC RuPay SBI Credit Card offers 10% discount on train tickets purchased through the IRCTC platform and waives 1% transaction fee on such purchases.

This not only helps rail travellers reduce their travel costs but also enables them to redeem points directly on the IRCTC app or on the IRCTC website. This makes it the perfect card for frequent travellers.

5. NCMC Integration

Unified payment solution

The travel card with National Common Mobility Card integration offers a convenient and integrated payment method for metro, bus and trains.

Issued by State Bank of India and HDFC Bank, these cards also support retail transactions, tolls and ATM withdrawals.

It is a convenient service for public transport users in India as they can easily manage various expenses on a single card.

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